Why F&G Life?
For over 60 years, F&G has built a growing business based on partnership, innovation and a disciplined approach. We are supporting our vision of improving the financial lives of more, and are ranked #4 in fixed indexed universal life (FIUL) policy count1.
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We are Financially Strong: A Rating with A.M. Best, A- ratings with S&P Global and Fitch Ratings and A3 with Moody's
View full ratings2 -
Our Strong FIUL product performance is driven by high cap and par rates and a reliable rate history
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F&G offers a streamlined online application process and Exam-Free3 Underwriting, along with accelerated death benefits for Critical, Chronic and Terminal illness
Explore individual products:
Explore our Living Benefits Case Studies
Read in-depth about Jeffrey, Mary, and Sue and what life insurance for the living looks like.
Attend F&G Live Webinars
Join us for informative live sessions featuring content designed to help you grow your business.
Browse Upcoming WebinarsVisit our F&G Life Agent Training Center
Find help with case designs and illustrations, improve your understanding of FIULs, and deep dive into our tools.
Explore Training CenterSales concepts
- FIUL 101 Brochure
- Advanced Sales Webinar
- Executive Bonus and Key Employee Insurance
- Life Insurance Business Case Submission Checklist
- Tax Diversification of Retirement Accounts
- Bridge the Retirement Gap
- Juvenile FIUL Webinar
- F&G Death Benefit Designs: Grow your business with a new approach
- Stay-at-Home Parents Need Life Insurance, Too
“F&G” is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. Life insurance and annuities issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA.
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1LIMRA YTD Q2, 2024 U.S. Retail Individual Life Sales Report
2 AM Best Financial Strength Rating: A (“Excellent”), 3rd highest out of 13 ratings for financial strength. Rating as of January 2024. Financial strength rating for Fidelity & Guaranty Life Insurance Company for S&P is A-, 3rd highest out of 11 ratings for financial strength. Rating as of September 2024. Financial strength rating for Fidelity & Guaranty Life Insurance Company for Fitch is A-, 3rd highest out of 11 ratings for financial strength. Rating as of August 2024. Financial strength rating for Fidelity & Guaranty Life Insurance Company for Moody’s is A3, third highest out of 9 ratings for financial strength. Rating as of October 2024.
3 Policy approval is determined by a review of medical and personal history on the application and may be subject to additional underwriting requirements at the discretion of F&G. Review Fidelity & Guaranty Life Insurance Company Underwriting Guidelines for additional details. For applicants who are not U.S. citizens or not permanent resident cardholders, the maximum issue face amount for exam-free underwriting is $300,000. In Puerto Rico, exam-free underwriting is available for applicants age 0-45 who are applying for less than $150,000.