Why F&G Life?
For over 60 years, F&G has built a growing business based on partnership, innovation and a disciplined approach. We are supporting our vision of improving the financial lives or more, and are ranked #3 in fixed indexed universal life (FIUL) policy Count1.
- We are Financially Strong: A- ratings with AM Best, S&P Global and Fitch Ratings and Baa1 with Moody's
View full ratings2 - Our Strong FIUL product performance is driven by high cap and par rates and a reliable rate history
- F&G offers a streamlined online application process and Exam-Free3 Underwriting, along with accelerated death benefits for Critical, Chronic and Terminal illness

Contact us at
“F&G” is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. Life insurance and annuities issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA.
ADV 3502(Sep-2022)Rev. 01-2023
23-0065
1LIMRA YTD Q3, 2022 U.S. Retail Individual Life Sales Reports
2 AM Best Financial Strength Rating: A- (“Excellent”), 4th highest out of 16 ratings for financial strength. Rating as of December 2022. Financial strength rating for Fidelity & Guaranty Life Insurance Company for S&P is A-, 3rd highest out of 11 ratings for financial strength. Rating as of September 2022. Financial strength rating for Fidelity & Guaranty Life Insurance Company for Fitch is A-, 3rd highest out of 11 ratings for financial strength. Rating as of September 2022. Financial strength rating for Fidelity & Guaranty Life Insurance Company for Moody’s is Baa1, 4th highest out of 9 ratings for financial strength. Rating as of November 2021.
3 Policy approval is determined by a review of medical and personal history on the application and may be subject to additional underwriting requirements at the discretion of F&G. Review Fidelity & Guaranty Life Insurance Company Underwriting Guidelines for additional details. For applicants who are not U.S. citizens or not permanent resident cardholders, the maximum issue face amount for exam-free underwriting is $300,000. In Puerto Rico, exam-free underwriting is available for applicants age 0-45 who are applying for less than $150,000.