Why F&G Life?

For over 60 years, F&G has built a growing business based on partnership, innovation and a disciplined approach. We are supporting our vision of improving the financial lives or more, and are ranked #3 in fixed indexed universal life (FIUL) policy Count1.

  1. We are Financially Strong: A rating with A.M. Best, A- ratings with S&P Global and Fitch and A3 with Moody's  
    View full ratings2
  2. Our Strong FIUL product performance is driven by high cap and par rates and a reliable rate history
  3. F&G offers a streamlined online application process and Exam-Free3 Underwriting, along with accelerated death benefits for Critical, Chronic and Terminal illness
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Contact us at

Dedicated Life Sales Support 800.815.9332 Life.Sales@fglife.com
Annuity Sales Support800-445-6758 Option 1 , Option 1SalesDesk@fglife.com
Life New Business800-445-6758 Option 2 , Option 1 LifeCaseMgmt@fglife.com
Life Policyholder Services 800-445-6758 Option 2 , Option 3 DeliveryRequirements@fglife.com *This is an unmonitored email for submission of completed delivery requirement for "no touch" image processing only
Contracting & Commissions 800-445-6758 Option 4 Contracting.Support@fglife.com or Commissions.Support@fglife.com
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F&G corporate spotlight

1LIMRA YTD Q1, 2023 U.S. Retail Individual Life Sales Report

2 AM Best Financial Strength Rating: A (“Excellent”), 3rd highest out of 13 ratings for financial strength. Rating as of January 2024. Financial strength rating for Fidelity & Guaranty Life Insurance Company for S&P is A-, 3rd highest out of 11 ratings for financial strength. Rating as of October 2023. Financial strength rating for Fidelity & Guaranty Life Insurance Company for Fitch is A-, 3rd highest out of 11 ratings for financial strength. Rating as of August 2023. Financial strength rating for Fidelity & Guaranty Life Insurance Company for Moody’s is A3, 3rd highest out of 9 ratings for financial strength. Rating as of July 2023.

3 Policy approval is determined by a review of medical and personal history on the application and may be subject to additional underwriting requirements at the discretion of F&G.  Review Fidelity & Guaranty Life Insurance Company Underwriting Guidelines for additional details. For applicants who are not U.S. citizens or not permanent resident cardholders, the maximum issue face amount for exam-free underwriting is $300,000. In Puerto Rico, exam-free underwriting is available for applicants age 0-45 who are applying for less than $150,000.