Welcome to F&G!

We're excited to partner with you! At F&G, we understand that your commitment to excellence aligns perfectly with our mission to help people turn their financial aspirations into reality.

This page is your first resource for everything F&G; we've designed it to get you up and running quickly with all the tools and information you need to successfully write with F&G.

Are you looking for information about selling IUL or annuity products?

Getting Started

Confirm Your Contracting Status

Are you contracted with F&G?

 

Selling F&G Indexed Universal Life (IUL)

Your Timeline to Success

A Few Days Before Your Client Meeting

State Licensing Check
Is this client in a state besides your resident state?
If so, ensure you have an active appointment and meet any state-specific requirements (CA and IA have training requirements!)

Not sure?
Call F&G contracting at 800.445.6758, option 4

Field Underwriting Assessment
Gather detailed medical, personal, and financial information
Review our guidelines to identify cases we can accept.
Underwriting Guidelines

Need a risk assessment?
Call our underwriters at 800.445.6758, option 2, option 5
Remember: Field underwriting includes financial justification for the insurance amount!

A Day or Two in Advance

Create Your Illustration
Access Illustrations 
SalesLink > Sales Tools > Illustrations
Design based on client's goals, needs, and budget
Save illustration to your computer (required for e-App process)
We recommend running illustrations at standard rates

Need help?

Follow along to see how to access illustrations and e-App

Submit Application

Access Online Applications
SalesLink > Forms > Online Applications (or homepage "Online Applications")
Important:Select your LIFE code with F&G (might differ from your annuities code)
Required: Have your saved illustration ready to attach

Key e-App Features:
  • Two-part application with two client signature processes
  • Real-time data collection for point-of-sale approval eligibility
  • 15-day completion window from start to submission
  • After both client signatures are complete, you must also click SUBMIT

Set up policy drafting correctly

Check out our guide

Review this short video to learn about the different drafting options

After Application Submission

Congratulations!

You've made an excellent decision in helping your clients turn their aspirations into reality.

What happens next?

  • Ages 0-50, $5M1 or less, and ages 51-60, $3M1 or less: Relax while we handle the next steps!
  • InstApproval® eligible clients: May receive point-of-sale approval2
  • Exam-Free3 process: No paramedical, no hassle
  • F&G Everlast: No APS or phone interview for ages 18-60, through $500,000⁴

Stay Connected

Track your business: SalesLink > My Business > New Business
Get updates: My Account > Subscriptions for automated notifications
Need support: newbusiness@mygficonnect.com

About Our IUL Products

Looking for more training resources?

Check out our F&G Life Agent Training Center

Learn more about F&G and our IUL products.

For more information or to set up future trainings,
please contact your Executive Marketing Director (EMD)

Subject to state availability. Certain restrictions may apply. Optional provisions and riders have limitations, restrictions and additional charges.

F&G Pathsetter®

F&G Pathsetter has the features, benefits & performance to help your clients meet their goals. Learn about what makes this IUL stand out!
Learn about Pathsetter

F&G Everlast®

F&G Everlast provides the optimal solution for your clients looking for low-cost, permanent protection with a simple process. F&G Everlast is underwritten with no exams, no phone interview and no APS for ages 0-60, through $500,000!
Learn about Everlast

F&G Quantum℠

With F&G Quantum, InstApproval®-eligible clients can apply online, get an immediate coverage decision, and if approved, have life insurance in-force in a matter of days. Along with its convenience, the product is designed to maximize cash value accumulation.
Learn about Quantum

F&G Annuities

25-0717

For financial professional use only. Not for use with the general public.

1For applicants who are not U.S. citizens or not permanent resident cardholders, the maximum issue face amount for exam-free underwriting is $500,000.

2InstApproval® is an underwriting process and is not available to all applicants. Those who qualify for InstApproval®, as determined by an initial questionnaire, are considered low-risk in all critical underwriting categories, and no additional risks can be uncovered in an instant search of online records databases. If risks are found, traditional underwriting may be required, and placement in another Indexed Universal Life (IUL) product may be more appropriate. Same-week coverage requires electronic payment (ACH) of initial premium at time of application.

3Policy approval is determined by a review of medical and personal history on the application and may be subject to additional underwriting requirements at the discretion of F&G. Review Fidelity & Guaranty Life Insurance Company Underwriting Guidelines for additional details.

⁴Excludes certain medical histories due to regulatory requirements. Maximum for non-US citizens or non-legal permanent residents is $300,000.

“F&G” is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. Life insurance and annuities issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA.

Subject to state availability. Certain restrictions may apply. Optional provisions and riders have limitations, restrictions and additional charges.