FG Guarantee-Platinum®

Providing certainty in an uncertain market – A fixed annuity that locks in a guaranteed rate of return for a fixed time frame

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Guaranteed, predictable growth

A fixed rate, credited daily, is locked in for the full term, so clients know exactly how their money grows. No market risk, no surprises.

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Tax-deferred compounding

Interest builds without annual tax drag, and taxes are only due when withdrawals are taken 

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Protection for the unexpected

Full access to account value with no surrender charge if a client faces qualifying health events 

FG Guarantee-Platinum delivers compelling value for clients:

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Pre-retirees or early retirees transitioning from growth to preservation mode – often moving money out of low-yielding CDs, savings accounts or bond funds

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Risk-averse but rate-conscious, wanting a guaranteed, predictable return that beats stagnant cash yields without market exposure
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Seek guaranteed growth on a known timeline (3, 5, or 7 years), with penalty-free access to funds for nursing home care or terminal illness

Access marketing resources at your fingertips

For you: Financial professional material

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MYGAs vs. CDs

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For your clients: Consumer-facing material

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Consumer Brochure

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Additional resources

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See where FG Guarantee-Platinum is available

Explore our full suite of annuity products and training

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Standing by to support you every step of the way.

Have questions? Contact us today.

Annuity Sales Desk

866.477.7932

SalesDesk@fglife.com

For financial professional use only. Not for use with the general public.

“F&G” is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. Life insurance and annuities issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA.

The provisions, riders and optional additional features of this product have limitations and restrictions, may have additional charges and may not be available in all states.

 Withdrawals may be taxable and subject to tax penalties if made before age 59 ½. Tax-deferral offers no additional value if the annuity is used to fund a qualified plan, such as an IRA or 401k and may not be available if the owner of the annuity is not a natural person such as a corporation or certain types of trusts.

There is a 30-day window at the end of each 3-, 5- or 7-year guarantee period where your client may withdraw all or part of the annuity value without application of surrender charges or market value adjustment. A new guarantee period and surrender charge period will begin after the end of the previous ones.

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