To Minimize Risk, Maximize Potential:
The Power of Diversification

F&G’s Fixed Indexed Annuities (FIAs) are designed to help manage market volatility while creating more consistent opportunities for growth.

How? With a mix of interest crediting options that perform differently across market conditions.

It’s a lot like farming: while you can’t control the weather, planting a variety of crops reduces the risk of losing the entire harvest. Diversification works the same way—helping protect portfolios from downturns while keeping growth potential in play.

FIAs with F&G deliver benefits on both sides:

For Clients

  • Protection from market downturns
  • Multiple options to seek upside potential and a better chance at steady growth

For You

  • Stronger client relationships
  • Increased retention
  • More referrals

Take the next step toward a fruitful financial future — discover our offerings  now.

The F&G Diversification Advantage

F&G’s FIAs offer a wide array of indexed interest crediting options — so you can build stronger, more resilient portfolios.

How you benefit

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Happier Clients – Fewer “zero” years

Lock

Stronger Retention – More consistent growth

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More Solutions – Broader market access

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Practice Differentiation – Exclusive index options

How F&G delivers it

☑ Multiple indexes

☑ Different crediting methods

☑ Various crediting lengths

Resource Library

Grow Your Knowledge

Like a good harvest, a strong financial future starts with the right tools and insights. Our resources help you and your clients harness diversification, adapt to market changes, and maximize F&G’s annuity solutions.

Beginner and advanced resources are consumer-approved and ready to share.

Beginner Resources

Great for client conversations or quick refreshers.

Coin Flip

Flip a Coin

A sales concept showing the risk of relying on chance.

Advanced Resources

Great for education and deeper learning.

Diversification Done Right

Explore how diversified allocations can reduce zeros and steady credits.

Index Crediting Options Brochure

Browse the full range of allocation choices.

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Why Past Performance Isn't a Crystal Ball

BlackRock's case for diversification.

Practical Tools

Indexes and crediting methods

Learn more about diversification and browse the index/crediting method catalog.

NEW!

Index Insights

Want to go beyond the basics? Learn the building blocks of diversification and how indexes support it

SalesLink

Ready to run an illustration? Visit SalesLink to access more resources.

What our partners say

Morgan Stanley

Allocating across multiple indices helps enhance diversification and can increase the likelihood of achieving a positive credit.

Keshiv Desai
Keshiv Desai Managing Director

Goldman Sachs

Diversified indices that include alternatives exposure in a rising rate and inflationary environment can potentially deliver higher performance and lower overall market correlation, making them a complementary investment allocation beside the S&P 500®.

Molly Decker
Molly Decker Managing Director

Barclays

With the S&P 500® trading at nearly double its historical valuation, now may be an ideal time to diversify with alternative multi-asset indices.

Marie-Laure Chandumont
Marie-Laure ChandumontCFP® Managing Director
Link to quote source
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Build Your Client's Scenario

Ready to see diversification in action?

Take the next step and show clients how a customized mix of index options can help create a more resilient portfolio. Use our illustration system to design personalized scenarios and bring the power of diversification to life.

Questions?

Contact our sales team at 866.477.7932 or salesdesk@fglife.com.

For financial professional use only. Not for use with the general public.

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“F&G” is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. Life insurance and annuities issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA.

Indexed interest crediting options may be subject to a participation, cap, fixed, spread and/or performance trigger rate. These rates are subject to change at the discretion of Fidelity & Guaranty Life Insurance Company.