Dear Financial & Insurance Professional, 

We're Making Rate Adjustments for FIULs on March 15

Due to a continued and sustained low-interest-rate environment, we're adjusting select rates for F&G Pathsetter™ on March 15, 2020

What's changing:

  • S&P 500® index crediting options are decreasing except for monthly point-to-point
  • Participation rates are decreasing for Barclays Trailblazer Sectors 5 Index 
  • Rate changes will impact illustrated rates and historical summary chart

What's not changing:

  • Rates are not changing for F&G Everlast™ or inforce FG Life-Choice® policies

What do I need to know:

  • Policies issued with premiums applied before March 15 will receive current rates on that premium
  • Policies issued on or after March 15 and any premium applied after March 15 will receive new rates
  • Illustration software will be updated on March 18
  • For FG Life-Elite inforce policies, new rates apply to all new deposits allocated on the April 15 account allocation date or later, and current segments when they reset after April 15

We want you to know that we're taking a selective and measured approach to these changes while doing our best to provide sustainable client value. We'll continue to monitor the economic environment and adjust as conditions require.

As always, thank you for your business, partnership and support. Click below to download our updated rate package or contact us with questions. 

 

DOWNLOAD RATES

For producers only. Not for use with the general public.

Policy Form Numbers: ICC 12-LPI1060 (07-12), LPI-1036 (07-12), ICC12-LP13001 (05-12), LPI-3012 (05-12), ICC12-LPI106 (07-12), LPI-1037 (0-12), ICC12-LP11061 (07-12), LPI-1037 (07-12), ICC19-2003 (1-19), LPI-2003 (1-19), ICC19-2003 (1-19), LPI-2003 (1-19); et. al.

The "S&P 500 Index" is a product of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates (“SPDJI”) and has been licensed for use by Fidelity & Guaranty Life Insurance Company. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC, a division of S&P Global (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); These trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Fidelity & Guaranty Life Insurance Company. These annuities and life insurance products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.

Barclays Bank PLC and its affiliates (“Barclays”) is not the issuer or producer of Fixed Indexed Annuities and Barclays has no responsibilities, obligations or duties to contract owners of Fixed Indexed Annuities. The Index is a trademark owned by Barclays Bank PLC and licensed for use by Fidelity & Guaranty Life Insurance Company as the Issuer of Fixed Indexed Annuities. Fidelity & Guaranty Life Insurance Company as Issuer of Fixed Annuities may for itself execute transaction(s) with Barclays in or relating to the Index in connection with Fixed Indexed Annuities. Contract owners acquire Fixed Indexed Annuities from Fidelity & Guaranty Life Insurance Company and contract owners neither acquire any interest in the Index nor enter into any relationship of any kind whatsoever with Barclays upon making an investment in Fixed Indexed Annuities. The Fixed Indexed Annuities are not sponsored, endorsed, sold or promoted by Barclays and Barclays makes no representation regarding the advisability of the Fixed Indexed Annuities or use of the Index or any data included therein. Barclays shall not be liable in any way to the Issuer, contract owners or to other third parties in respect of the use or accuracy of the Index or any data included therein.

"F&G" is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. Life insurance and annuities issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA.

20-0267

F&G

Two Ruan Center, 601 Locust Street, 14th Floor
Des Moines, IA 50309

800.445.6758
life.sales@fglife.com

fglife.com

        

Fidelity & Guaranty Life Insurance Company  Two Ruan Center, 601 Locust Street, 14th Floor   Des Moines, IA  50309

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