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Year-end reminders and important dates

As we near the end of 2025, please be aware of the following upcoming dates and deadlines that could impact you and your clients.

Important year-end dates to note:

F&G offices holiday closures

  • November 27 through November 28
  • December 25
  • January 1

December 2:

Life Sales Support will be unavailable on Tuesday, December 2 due to an all-team meeting. All other life business areas will be available. For sales inquiries, please send an email to Life.Sales@fglife.com and we will respond as soon as possible when we return to the office.

December 12:

To guarantee issuance by year-end, all applications must be submitted in good order by this date, with all underwriting and new business requirements received by F&G New Business. Applications received in good order after this date will be processed in the order they arrive. We will make every effort to issue them before year-end; however, some may be issued in the new year.

  • Requirements include telephone interviews, exams/labs and APS as well as financial or supplemental underwriting. For APS requirements that F&G follows up on, we will do our best to expedite but cannot guarantee a turnaround time for receipt.  
  • We recommend that telephone interviews are completed by December 8 in order to be received by December 12.
  • We recommend exams and lab work are completed by the client no later than December 3 to allow processing time.

December 23:

Premiums must be received by F&G Policyholder Services in order for the policy to be placed in force prior to end of year.

  • A completed, in good order, bank draft (PAC) form for monthly premium payments must be on file indicating authorization to draft no later than December 28.
  • Check payments or wires must be received by this date.

 

Office Closures

Full Corporate Office and Policyholder Services holiday closures.

View schedule

F&G will process all business as quickly and efficiently as possible. It is possible your business will be underwritten and issued prior to year-end even if the above deadlines are not met, however we kindly request your partnership in working within these timeframes in order for us to deliver you the best service experience.

Submit applications:

Electronically

Through e-App available on SalesLink

Visit Saleslink
Email

LifeCaseMgmt@fglife.com

Post Mail

F&G Service Center, P.O. Box 81497, Lincoln, NE 68501

Overnight Mail

F&G Service Center, 777 Research Drive, Lincoln, NE 68521

Fax

888.858.4795

Requirements for applications

Underwriting/New Business Requirement Email

LifeCaseMgmt@fglife.com

Underwriting/New Business Fax

800.281.5777

Delivery Requirement Email

DeliveryRequirements@fglife.com

Delivery Requirement Fax

800.281.5777

Remit premium payments – Completed bank draft form or check

Email Bank Draft Form

DeliveryRequirements@fglife.com

Mail Check – Postal Mail

F&G Service Center, P.O. Box 81497, Lincoln, NE 68501

Mail Check – Overnight Delivery

F&G Service Center, 777 Research Drive, Lincoln, NE 68521

**Attachments must be in .PDF or .TIFF file format, no special characters in the file name.**

For financial professional use only. Not for use with the general public.

“F&G” is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. Life insurance and annuities issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA.