^tAvailability may vary by state. Additional limitations and restrictions apply.
*Roll-up rate is a current rate subject to change for new issues at the sole discretion of the Company.
**Assuming no excess withdrawals are taken.

"FGL" when used herein refers to Fidelity & Guaranty Life, the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. Annuity contracts issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA