Current Vesting Bonus and Roll-up Rate are subject to change for new issues at the discretion of Fidelity & Guaranty Life Insurance Company.
"FGL" when used herein refers to Fidelity & Guaranty Life, the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. Annuities issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA
Form numbers: ACI-1018(06-11), API-1018(06-11), ARI-1065(11-13); et al.