F&G Dynamic Accumulator®  Fixed Indexed Annuity (FIA)

Help Your Clients Dial Up Growth

F&G Dynamic Accumulator is powered by a structured FIA account, one of the first of its kind on the market, and its unrivaled combination of protection and control provides an exciting opportunity for your clients.

Dynamic Accumulator is an FIA, but its Registered Index-Linked Annuity (RILA)-like structured FIA account puts the all-new product in a category of its own. We're calling it a Fixed Index-Linked Annuity (FILA). FILAs work like RILAs when the market is up, and like FIAs when it’s down.

F&G Introduces New Category - Defining Annuity Product with FILA

Launch of "Dynamic Accumulator" Provides Benefits of RILAs but with Greater Protection

What is a Fixed Index-Linked Annuity, or FILA? 
A FILA leverages the upside potential of a RILA, while keeping the protection of a FIA.

  • Greater upside potential than a traditional FIA
    • A FILA has the ability to dramatically increase upside potential while providing 100% principal protection
  • Greater protection than RILA- premium and 100% protected from market downturns
  • Ability to customize level of risk on an annual basis

     Ready to learn more? Explore our resources below: 

How it Works

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Launch Flier

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How it Works

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Product Resources 

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Consumer Brochure

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Contact our IMO Annuity Sales Desk today!

Our experienced team is standing by to answer product questions, assist with case design or run an illustration.

Phone: 866.477.7932
Email: SalesDesk@fglife.com 

Policy form numbers: SPDA (01-21), ICC20-SPDA (08-20), SPDA-G 01-21), SPDA (05-21) MVA, SCWR-TI (01-21), SCWR-NHC (01-21), SCWR-RMD (01-21), MVA (05-21), OM TSA 2009, AE-2037 (05-20), AE-2038(05-20), ICC20-SCWR-TI (08-20), ICC20-SCWR-NHC (08-20), ICC20-SCWR-RMD (10-20), ICC20-MVA (05-21), ICC11-1054 (11-11), ICC20-AE-2037 (05-20), ICC20-AE-2038 (05-20), FIXED-NB-FPW (01-21), VPTP-NB-FPW (01-21), ICC20-FIXED-NB-FPW (10-20), ICC20-VPTP-NB-FPW (10-20), ICC21-JOE (06-21); et. al.

This is a fixed deferred indexed annuity providing minimum guaranteed surrender values. You should understand how the minimum guaranteed surrender values are determined and the product features used to determine the values. Even though contract values may be affected by external indexes, the contract annuity is not an investment in the stock market and does not participate in any stock, bond or equity investments.

Fidelity & Guaranty Life Insurance Company (F&G) offers a diverse portfolio of fixed and indexed deferred annuities and optional additional features. Before purchasing, consider your financial situation and alternatives available to you. Your F&G financial professional can help you determine the suitable alternatives for your goals and needs, or visit us at http://fglife.com for more information.

Guarantees are based on the claims paying ability of the issuing insurer, Fidelity & Guaranty Life Insurance Company, Des Moines, IA.

Annuities are long-term vehicles to help with retirement income needs.

Provisions and riders have limitations, restrictions and additional charges. Subject to state availability. Certain restrictions may apply.

This product is offered on a group or individual basis as determined by state approval.

No bank guarantee. • Not FDIC/NCUA/NCUSIF insured. • May lose value if surrendered early.

Contracts issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA. This document is not a legal contract. For the exact terms and conditions, please refer to the contract.