Breaking News: A 90% Fee Reduction on Performance Pro^®

Starting Friday, October 21, your clients will have access to a lower Guaranteed Minimum Withdrawal Benefit (GMWB) fee on our Performance Pro fixed indexed annuity (FIA).

The Highlights:

• A full 90 basis points, from 1.00% to 0.10% – a 90% reduction.
• The only 10 year FIA offering up to a 15% premium bonus¹ and income available as needed from an A-rated² carrier!
• Now your clients will retain the majority of their account value bonus without sacrificing a lower interest crediting rate to qualify.

Important reminders

• Premium received and applications in good order and issued by close of business on October 20, 2022 will receive the current rates.
• Premium received and applications in good order and issued on October 21, 2022 and after will receive the new rates.
• Illustration software is now available with the new rates.

Questions? Contact SalesDesk@fglife.com or 866.477.7932.

For financial professional use only. Not for use with the general public.

¹Vesting bonus percentage varies by issue state and age. See the SOU for complete details.

²A.M. Best Financial Strength Rating: A- (“Excellent”), 4th highest out of 16 ratings for financial strength. Rating as of December 2021. Financial strength rating for Fidelity & Guaranty Life Insurance Company for S&P is A-, 3rd highest out of 11 ratings for financial strength. Rating as of September 2021. Financial strength rating for Fidelity & Guaranty Life Insurance Company for Fitch is A-, 3rd highest out of 11 ratings for financial strength. Rating as of September 2021. Financial strength rating for Fidelity & Guaranty Life Insurance Company for Moody’s is Baa1, 4th highest out of 9 ratings for financial strength. Rating as of November 2021.

"F&G" is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. Life insurance and annuities issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA.

Indexed interest crediting options are subject to a cap, fixed declared rate, index gain interest rate and/or a spread. Caps, fixed declared rates, index gain interest rate and spreads are subject to change at the discretion of Fidelity & Guaranty Life Insurance Company.

Rates are not guaranteed and subject to change at any time at the sole discretion of F&G prior to new annuity issuance. Actual rates issued may be higher or lower.

This is a fixed deferred indexed annuity providing minimum guaranteed surrender values. You should understand how the minimum guaranteed surrender values are determined and the product features used to determine the values. Even though contract values may be affected by external indexes, the contract annuity is not an investment in the stock market and does not participate in any stock, bond or equity investments.

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