Form Numbers: ICC12-LPI1060(07-12), LPI-1036(07-12), LPI-1037(07-12), et. al.
APTP = Annual Point-to-Point
MPTP = Monthly Point-to-Point
"FGL" when used herein refers to Fidelity & Guaranty Life, the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. Annuities issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA.