*This initial interest rate is effective for new annuities issued as of November 30, 2015 for the first five contract years only. Thereafter, the company may declare at its sole discretion a new rate which could be lower. This initial rate is also subject to change at any time in the company’s sole discretion for new contracts.
Form Numbers: FGL SPDA-MY-F-C (6-04), FGL SPDA-MY-F (07-04); ICC14-1095 (06-14) et al. Form number and availability may vary by state.
"FGL" when used herein refers to Fidelity & Guaranty Life, the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. Annuities issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA.